Sustainable living starts with green mortgages. Unlock your potential.
If you're looking for a way to save money, reduce your carbon footprint, and invest in your future, a green mortgage might be for you.
The Finance Company is a mortgage brokerage that removes the complicated processes of finding finance making it simple for you. We understand green mortgages and can help you find the finance package you need.
What are green mortgages?
Green mortgages are the future of sustainable homeownership in the UK. These eco-friendly green mortgages offer financial incentives to homeowners seeking environmentally conscious choices and improvements for their properties. With a green mortgage, you may qualify for a lower interest rate, reduced fees or increased loan amounts if you buy, build or renovate a green home. By choosing a green mortgage, you can reduce your carbon footprint and save money.
Benefits of a green home:
Lower monthly utility bills
Energy efficient homes have lower heating, cooling, and electricity costs
Improved air quality
Green homes use less fossil fuels and have better ventilation systems
Increased home value
Eco-friendly features like solar panels can increase your home's value
Tax incentives
You may qualify for tax breaks for energy efficient upgrades
Lower interest rate
Some lenders offer a discounted rate on green mortgages
Higher loan amount
You may be able to borrow more to cover green upgrades to your property
What makes The Finance Company different?
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1Informative and knowledgeable
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2Reliable
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3A tailored solution for everyone
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4Approachable
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5Simple to use and understand
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6Pay nothing for your first consultation
- Our team of mortgage experts possesses in-depth knowledge of green mortgages and the UK housing market. We will provide you with all the information you need to make informed decisions.
- We pride ourselves on our trustworthiness and honesty. You can count on us to guide you through the process of obtaining a green mortgage with full transparency.
- We understand that every homeowner's financial situation is unique. That's why we will find you a green mortgage solution that matches your specific requirements.
- We strive to create a friendly and welcoming environment for all our clients. Approachability is at the heart of our customer service.
- The Finance Company streamlines the green mortgage application process, making it easy for you to understand and complete.
- We are here to make finance simple. No jargon, just simplicity. Give us a call for a free consultation.
How does it work?
Lenders assess the potential environmental impact of the proposed improvements and tailor the mortgage terms accordingly. As homeowners invest in sustainable upgrades, they not only reduce their carbon footprint but also benefit from cost savings over time due to lower energy consumption. Green mortgages encourage a shift towards greener living and sustainable homeownership, making it easier for individuals to contribute positively to the environment while enjoying long-term financial advantages.
Together, let's build a greener and brighter future for generations to come.
Frequently asked questions:
Green mortgages are typically available for both new and existing residential properties in the UK. However, eligibility criteria may vary among lenders and some may require specific energy performance standards for the property to qualify.
Eligible green home improvements often include installing energy-efficient heating and cooling systems, solar panels, insulation upgrades, double-glazed windows and other eco-friendly features that contribute to reducing the property's carbon footprint. Eligibility criteria may vary among lenders and some may require specific energy performance standards for the property to qualify.
To apply for a green mortgage, you can approach various lenders who offer these products. However, going with a broker like The Finance Company will provide you with several benefits.
A mortgage broker has:
- Access to more loan options - at The Finance Company we have relationships with over 180 lenders and can find you a loan for your situation.
- Loan expertise - Our brokers are trained mortgage experts in the mortgage industry. They will guide you through all the paperwork and any complex loan details that can be confusing.
- Faster process - Our team of experienced brokers know exactly what lenders need to approve and fund loans quickly. We can expedite the process so you can avoid delays.
- Tailored solutions - A broker can assess your financial details and then match you with the optimal loan type, down payment assistance, and terms.
Working with a reputable mortgage broker serves as an advocate on your behalf. We will work to secure the ideal financing solution tailored specifically to you. This can end up saving you time, money, and stress throughout the home buying journey.
If you choose to go with The Finance Company, one of our experts will assist you with your application. For green mortgages, you may need to provide information about the property's energy performance, planned green improvements and your own financial details.
Yes, many lenders offer preferential interest rates and other financial incentives to encourage borrowers to choose green mortgages. By using The Finance Company we will endeavour to ensure these preferential rates for you.
Lower interest rates or reduced fees can make green mortgages more affordable and attractive to potential homeowners.
Yes, the UK government has introduced schemes to promote green mortgages and sustainable housing. These schemes include grants, tax incentives, or partnerships with financial institutions to provide better terms for eco-conscious homebuyers. The Finance Company mortgage experts will be able to recommend any government schemes that you might be eligible for.
Contact us
Talk to a member of the team now.
Simply get in touch using the details below.
Or, complete our quick online enquiry form to receive a callback.
Phone: 0800 031 8829
Email: [email protected]