Residential mortgages are the most commonly known product. If you are buying a house and have a deposit and need to borrow the rest, then you may need a mortgage. The lender will use the property as security and you will be able to borrow the money for a long period of time.

There are different methods of paying back the mortgage and that is where our skilled consultants can assist and provide you with the best advice. We understand that every borrower’s situation is different so we will tailor every loan to suit your needs.

Auction finance is used to raise capital quickly to complete the purchase of a property bought at auction. Once making the winning bid, you have up to 28 days to complete the purchase and auction finance is used to give the borrower more time to source a long term solution.

We have years of experience and we understand the time restrictions with auction finance, we make sure you get the most appropriate package within the necessary timeframes.

Bridging loans are a short term finance solution, typically between one to 24 months.

Whether you’re a residential buyer, property developer, or property investor, or if you're looking for first charge or second charge, there's a bridging finance solution for you.

Buy to let mortgages are loans that are specifically designed for property investors who purchase or inherit property that they want to rent out to tenants. Buy to let mortgages generally need larger deposits than residential mortgages and interest rates are usually higher.

Buy to let mortgages are great solutions for investors who are looking to enter the rental property market. It doesn't matter if you're a well practised property investor with a large portfolio of rental properties or this is your first venture into property management.

Commercial finance is a financial solution for businesses that need to access capital. Businesses that are reaching a point where growth is imminent often find the obstacles in the way of attaining growth is funding, and seek commercial finance to raise capital. Commercial finance enables businesses of any size can thrive and hit their targets, it's a financial solutions that provides working capital for businesses.

There are several commercial finance options available on the market and at The Finance Company we will remove any of the complicated processes and source you the right finance.

Property development finance is a type of funding used to finance the construction, conversion or heavy refurbishment of buildings. If you are looking to build a property or multiple properties, to sell or let, you will require property development finance rather than a mortgage.

The loan is usually set up as a short-term loan to fund the project only during the build. Once the project has been built out, the loan is usually repaid through the sale of the property, or refinance.